PeKa B40 Health Screening: How to Use Your Free Benefit Step by Step

PeKa B40 gives eligible low-income Malaysians aged 40 and above a free annual health screening at any registered government or private clinic, no out-of-pocket cost and no prior appointment needed. If you or your spouse receive Sumbangan Tunai Rahmah (STR), you are almost certainly already eligible and can walk in today.

What is PeKa B40?

PeKa B40 stands for Skim Peduli Kesihatan Golongan B40, a Ministry of Health Malaysia (MOH) programme administered by ProtectHealth Corporation. Launched in 2019, it targets early detection of non-communicable diseases (NCDs) among the bottom 40 percent income group, a demographic that historically under-uses preventive healthcare due to cost and accessibility barriers.

The programme runs on a simple idea: catch chronic conditions like diabetes, hypertension, and kidney disease early, before they become expensive emergencies. The government pays the registered clinic directly, so you never see a bill.

As of the KKMNOW dashboard (MOH, 2025), more than 5,275 private and government clinics are registered under PeKa B40 nationwide.

Eligibility: Who Qualifies?

You qualify for PeKa B40 health screening if you meet all three of the following conditions:

Condition	Requirement
Citizenship	Malaysian citizen (MyKad holder)
Age	40 years old and above
Income status	Active STR (Sumbangan Tunai Rahmah) recipient, OR spouse of an active STR recipient

Key point about spouses: If your spouse receives STR and you are aged 40 or above, you are eligible even if you are not the named STR recipient. Both husband and wife can claim their own separate screenings.

What if my STR status is unclear? You can check eligibility instantly via the official portal at malaysia.gov.my PeKa B40 eligibility check using your MyKad number. You can also call ProtectHealth at 1-300-888-938 (24 hours, 7 days).

No separate registration is required. Eligibility is determined automatically from the STR database. You do not fill out a form or create an account beforehand.

The Four Benefits at a Glance

PeKa B40 is structured into four benefits. Benefit 1 (health screening) is the gateway: you must complete it before accessing Benefits 2, 3, and 4.

Benefit	What You Get
Benefit 1: Health Screening	Free full screening at any registered clinic
Benefit 2: Medical Equipment Aid	Up to RM20,000 for medical devices not subsidised by MOH hospitals
Benefit 3: Cancer Treatment Incentive	Financial support for completing outpatient cancer treatment
Benefit 4: Transport Incentive	Travel reimbursement to attend cancer treatment

This guide focuses on Benefit 1, as it is the entry point every eligible person should complete first.

What the Free Screening Includes

The PeKa B40 health screening package covers a comprehensive set of tests and examinations at no charge to you (ProtectHealth, 2025):

Health history and risk factor assessment (medical history, lifestyle, family history)
Mental health screening
Physical examination (blood pressure, weight, BMI, waist circumference)
Clinical breast examination for female recipients
Clinical prostate examination for male recipients assessed to be at risk
Blood tests:
- Full blood count
- Fasting blood glucose (blood sugar control)
- Cholesterol (lipid profile)
- Kidney function
Urine test

Important note on fasting: While blood sugar and lipid tests are ideally done fasting, ProtectHealth guidance states that recipients are not required to fast to access the screening. The doctor will advise if a follow-up fasting test is needed.

After the screening, you will receive a follow-up appointment to review your results with the doctor, who will advise on any lifestyle changes or further treatment.

Step-by-Step: How to Use Your Benefit

Step 1: Confirm your eligibility

Visit the PeKa B40 eligibility portal and enter your MyKad number. Alternatively, call 1-300-888-938 or ask the clinic to check on your behalf.

Step 2: Find a registered panel clinic

You do not have to go to a government health clinic. Any of the 5,275+ registered private or government clinics will do. To locate the nearest one:

Visit protecthealth.com.my and use the clinic locator tool.
Look for the PeKa B40 logo sticker displayed at the clinic entrance.
Call ProtectHealth at 1-300-888-938 to get clinic addresses in your area.
Call the alternative hotline at 1-800-22-6600.

Private clinics listed under PeKa B40 are spread across all 16 states and major towns, including rural areas. You are not restricted to your home address.

Step 3: Bring your MyKad

Bring your original MyKad. No referral letter, no appointment card, and no printed form is needed. The clinic staff verify eligibility electronically against the ProtectHealth system.

If you are claiming as a spouse, bring your own MyKad. The clinic looks up both the STR recipient record and your relationship to that record through the national database.

Step 4: Undergo the screening

The session typically takes 45 minutes to 1.5 hours depending on the clinic’s queue. The doctor or clinic assistant will:

Record your health history and risk factors.
Conduct the physical examination.
Collect blood and urine samples (sent to a certified lab).
Conduct the mental health questionnaire.
Schedule a follow-up appointment for your results (usually within 1 to 2 weeks).

You pay nothing. The clinic bills ProtectHealth directly on your behalf.

Step 5: Attend your results follow-up

Return to collect your results and discuss them with the doctor. If any condition is flagged, the doctor will refer you to a government hospital or specialist. This referral is separate from PeKa B40 and falls under the standard MOH referral pathway.

Step 6: Access Benefit 2 if needed (medical equipment)

If the screening or subsequent treatment identifies a need for medical equipment (such as a heart stent, hearing aid, pacemaker, prosthesis, or wheelchair), you can apply for Benefit 2 through the same registered clinic. The maximum assistance is RM20,000 per recipient, covering equipment not subsidised under MOH hospital programmes (ProtectHealth, 2025).

How Often Can You Screen?

PeKa B40 health screening is available annually. Once you have completed Benefit 1 in a given period, you are eligible to repeat it in the next cycle. The clinic and ProtectHealth system track your last screening date, preventing duplicate claims.

Common Situations and What to Do

“I am not sure if my household receives STR.” Check at the STR portal (Agensi Pengurusan Sumber Manusia, MAMPU) or call Jabatan Kebajikan Masyarakat. If your household income qualifies for STR but you have not registered, complete the STR application first.

“I moved states. Can I use any clinic in the new state?” Yes. PeKa B40 is a nationwide programme. You are not assigned to a specific clinic or state. Visit any registered panel clinic regardless of where you live.

“The clinic says it does not accept PeKa B40.” Not all private clinics are registered. Verify the clinic in the ProtectHealth locator first, or call 1-300-888-938 to confirm before travelling.

“I am 38 years old and my spouse is 41.” Only the spouse aged 40 or above is eligible. If that is your spouse, they can claim independently. You will become eligible when you turn 40.

PeKa B40 vs. Standard Government Health Clinic Visit

Feature	PeKa B40 Screening	Standard KK Visit
Cost	Free (government-funded)	Free or subsidised at KK
Location	Private clinics + government KK	Government KK only
Tests included	Comprehensive NCD panel	Depends on presenting complaint
Eligibility	STR recipient or spouse, 40+	Any Malaysian
Equipment aid pathway	Yes (Benefit 2, up to RM20,000)	No direct equipment aid
Frequency	Annually	As needed

Key Takeaways

PeKa B40 health screening is free for STR recipients and their spouses aged 40 and above.
No prior registration is needed. Bring your MyKad and walk into any of the 5,275+ registered clinics.
The screening covers a full NCD panel including blood sugar, cholesterol, kidney function, and blood pressure, plus gender-specific clinical examinations.
Completing Benefit 1 (screening) opens access to Benefit 2 (up to RM20,000 in medical equipment aid) and other subsequent benefits.
You can screen annually. The clinic claims directly from ProtectHealth so you pay nothing.
Use the ProtectHealth clinic locator or call 1-300-888-938 to find a registered clinic near you.

Frequently Asked Questions

Q: Do I need to fast before the PeKa B40 health screening? A: You are not required to fast to attend the screening. However, if the blood test results suggest borderline blood sugar or cholesterol, the doctor may request a fasting re-test at a follow-up visit.

Q: Can I use PeKa B40 at a private clinic instead of a government hospital? A: Yes. PeKa B40 was specifically designed to include private panel clinics so that recipients in areas with limited government facilities can still access the benefit. Over 5,000 private clinics are registered nationwide.

Q: My spouse passed away and I was listed as their STR dependent. Am I still eligible? A: Eligibility is tied to active STR status. If your household’s STR entitlement has lapsed or changed, re-check your eligibility at the official portal or call ProtectHealth. If you now qualify for STR in your own name, re-register under the STR programme to restore eligibility.

Q: Is there a limit to how much the medical equipment benefit (Benefit 2) covers? A: Benefit 2 covers up to RM20,000 per recipient, for specific medical equipment that is medically indicated and not already subsidised under MOH hospitals. The equipment must be prescribed and processed through a registered PeKa B40 clinic or hospital.

Q: What happens if the screening detects a serious illness like cancer? A: The doctor will refer you to the relevant MOH specialist or hospital. PeKa B40 also provides Benefit 3 (Cancer Treatment Completion Incentive) and Benefit 4 (Transport Incentive) once you have completed Benefit 1. These benefits are designed to reduce the financial barrier to completing treatment.

For more on government health protection schemes and financial safety nets available to Malaysians, read our guide on insurance and takaful basics and our overview of government cash assistance programmes in Malaysia.

Educational content only, not financial advice. Verify current figures with official sources.