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Government Schemes

i-Miliki, MyHome, PR1MA, Rumah Selangorku, EPF housing withdrawal, and first-home help.

How to Use EPF Account 2 to Pay Monthly Mortgage (Installment Withdrawal)

Step-by-step guide to EPF Account 2 monthly mortgage withdrawal in Malaysia: eligibility, limits, documents, and how to apply via i-Akaun.

EPF Account 2 Housing Withdrawal: What You Can (and Cannot) Use It For

A plain-English breakdown of all six EPF Account 2 housing withdrawal uses in Malaysia: buy, build, reduce loan, monthly instalment, and more.

Using EPF to Buy a House in Malaysia: Account 2 Housing Withdrawal

Step-by-step guide to EPF Account 2 (Akaun Sejahtera) housing withdrawal in Malaysia: eligibility, amounts, application process, and key tradeoffs.

HCGS Malaysia: How the Housing Credit Guarantee Scheme Helps If the Bank Rejects You

HCGS Malaysia (SJKP) helps no-payslip earners get a home loan. Learn eligibility, how to apply, and what documents you need in 2026.

How to Apply for MyDeposit Scheme Malaysia: Step-by-Step Guide

Learn how to apply for Malaysia's MyDeposit scheme: eligibility, 10% deposit aid up to RM30,000, required documents, and the full application timeline.

i-Miliki Scheme: What Happens If You Sell the House Before 10 Years?

Thinking of selling your i-Miliki home early? Learn about the moratorium myth, RPGT exposure, stamp duty facts, and what actually happens in Malaysia.

First-Time Buyer in Malaysia: Every Government Scheme You Can Stack Together

Stack stamp duty waivers, MyDeposit, HCGS, and EPF withdrawals to cut your upfront cost when buying your first home in Malaysia.

MyHome Scheme Malaysia: Income Limit, House Price Cap, and How the Subsidy Works

Complete guide to Malaysia's MyHome scheme: RM30,000 subsidy, MyHome1 vs MyHome2 income tiers, price caps, developer registration, and what first-time buyers must know.

Can a Gig Worker or Freelancer Qualify for PR1MA? Income Proof Tips

Yes, gig workers and freelancers can qualify for PR1MA. Here's how to document your income, meet the RM2,500–RM15,000 household range, and get end-financing approved.

Can a Permanent Resident (PR) Buy a PR1MA or Rumah Selangorku Home?

PR1MA and Rumah Selangorku are for Malaysian citizens only. Permanent residents are excluded. Learn why, and which alternatives are open to PRs.

Can a Single Person Apply for PR1MA? Rules for Solo Applicants

Yes, single Malaysians aged 21+ earning RM2,500-RM15,000/month can apply for PR1MA. Full eligibility rules, ballot odds, and tips for solo applicants.

PR1MA End Financing: Why Some Buyers Get Stuck After Ballot Success

Won a PR1MA ballot but got your loan rejected? Learn why end financing falls through, how DSR and income type matter, and how SJKP can help.

Rumah Selangorku Types A, B, C, D: Price, Size, and Location Differences

Rumah Selangorku Types A to D explained: prices from RM42k to RM300k, income ceilings, unit sizes, and which type fits your household in 2025-2026.

RUMAWIP Application Guide: How to Register and Win the Ballot in KL

Step-by-step RUMAWIP application guide for KL: eligibility criteria, income ceiling, ballot process, moratorium rules, and tips to strengthen your application.

First-Home Stamp Duty Exemption Malaysia: Full and Partial, Explained

Malaysian first-home buyers get 100% stamp duty exemption on properties up to RM500k, extended to 2027. Learn the full rules, rates, and what expired.

EPF Akaun Fleksibel vs Account 2: Which Should You Use for Your Down Payment?

Akaun Fleksibel is flexible but small; Account 2 (Akaun Sejahtera) holds more. Learn which EPF account to tap for your home down payment in Malaysia.

i-Miliki vs MyHome: Which Scheme Gets You a Bigger Subsidy?

i-Miliki saves stamp duty (up to ~RM18,000), while MyHome gives RM30,000 cash off the purchase price. Compare eligibility, savings, and which suits your budget.

MyDeposit vs HCGS: Two Ways the Government Helps With Your Down Payment

MyDeposit gives cash up to RM30,000 for your deposit; HCGS guarantees your loan so the bank says yes. Learn eligibility, limits, and whether you can stack both.

Rumah Selangorku vs PR1MA: Which Is Right for Selangor Buyers?

Compare Rumah Selangorku and PR1MA income caps, prices, locations and moratorium rules to pick the right affordable housing scheme in Selangor.

RUMAWIP vs PR1MA in Kuala Lumpur: Pros, Cons, and Which to Prioritise

KL-focused breakdown of RUMAWIP (Residensi Wilayah) vs PR1MA: price caps, income limits, moratorium, location, and which scheme fits your situation.

State Housing Schemes Compared: Selangor, Johor, Penang, Sabah, Who Offers the Best Deal?

Compare state housing schemes in Selangor, Johor, Penang and Sabah: price caps, income limits, subsidies and eligibility explained for 2025-2026.

Government Home Ownership Schemes in Malaysia: i-Miliki, PR1MA, Rumah Selangorku

A clear guide to Malaysia's main first home schemes: PR1MA, Rumah Selangorku, and the current stamp duty waiver replacing i-Miliki. Income limits, prices, and how to apply.