Stamp Duty & Legal Fees Calculator

Estimate the upfront cost of buying property in Malaysia: transfer (MOT) stamp duty, loan stamp duty, and legal fees. Educational estimate only.

Property price (RM) Loan amount (RM)

MOT stamp duty (transfer)RM9,000

Loan agreement stamp duty (0.5%)RM2,250

SPA legal feesRM5,750

Loan legal feesRM5,250

Total upfront (excl. down payment)RM22,250

Your upfront cost breakdown

What makes up the cash you need on top of the down payment.

MOT tiers: 1% first RM100k, 2% next RM400k, 3% next RM500k, 4% above RM1m. Legal fees per Solicitors' Remuneration Order: 1.25% first RM500k, 1% next. First-home stamp duty exemptions may apply and are not included here. Rates reviewed June 2026, verify with LHDN. Educational use only.